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Welcome to the COBRA Premium Estimator!

For the next few pages, we are going to take you through the process of determining the monthly COBRA premium. These are 100% estimates and should merely be used as an estimation.

You will need to have the monthly employee and employer poritions of each COBRA eligible plan when completing these steps to ensure the most accurate estimation! By pressing the button below, you are agreeing to Workforce 2080's Privacy Policy as well as Workforce 2080's Terms Of Use.

Last Updated 2/26/2023 @ 10:17 AM CDT

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COBRA Eligible Monthly Plan Premium Entry

In order to proceed forward with this calculator, you must have the per-paycheck amount for both the employee and employer contributions. We recommend you grab onto your most recent paycheck stub. Do you have those amounts?

You cannot proceed forward until you have the Monthly Coverage Level Amounts for each COBRA eligible insurance plan. Once you have these items, press the "Yes" button to continue.


Enter in the total PER-PAYCHECK premium for the COBRA eligible plans for which the you are enrolled in. You will need both the portion you pay, and the portion your employer pays. We recommend you get your most recent checkstub before entering in these amounts.



These are both required fields; you cannot proceed forward without entering in a value for the Employer and Employer Medical field. Once you enter in the per paycheck amounts, please click "NEXT" to continue.




Life insurance and disability beneifts are *not* considered medical care. COBRA does not cover plansthat provide only life insurance or disability benefits. Check out this document if you have any questions about COBRA continuable plans by CLICKING HERE.


How often are you paid?


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COBRA Monthly Premium Estimator


This page was last updated on 10/28/2022 @ 9:51 PM CDT


This will be your monthly premiums

Medical Insurance Monthly Premium:

Dental Insurance Monthly Premium:

Vision Insurance Monthly Premium:


Total Monthly Premiums

2.0% Monthly Administration Fee added to Premium

Total Monthly + Administration Fee Premium:


Eighteen (18) months of COBRA coverage plus the two-percent (2.0%) administration fee would cost a total of:

**The above number is an estimation and should only be used as a reference point. Questions regarding the amounts you are paid, deducted, or taxed should all be brought to your employer for further clarification. Workforce 2080 provides these estimations to assist employees and employers determine a rough estimation of what taxes, payments, or deductions *could* be. These estimations should not be construed as implict or explicit guarantees in any way. Many factors come into play, such as rounding of figures in Payroll Software, errors in the submission through this portal etc. Workforce 2080 assumes no risk with these estimations and provides these tools to help educate the general population. All users who use these products and estimators outside of their intended use assume risk when used outside of the scope of educational and general knowledge.



COBRA Monthly Premium Estimator

This estimator will help you get your monthly premiums for all COBRA eligible plans, and determine what the additional 2.0% Administration fee on top of the premiums would equate to.




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Last Updated on 5/18/2024 @ 12:00 PM CDT